Your rental deposit
Spread an eligible deposit instead of funding the full amount in one go. Normal deposit and trust arrangements still apply.
A new way to move · South Africa
Move in now.
Spread the
upfront cost.
Use RentFlex to spread the cost of your deposit, first month’s rent or an eligible future rental payment.
We pay your landlord. You repay over time.
No RentFlex service fee for tenants.
Coming soon. Subject to affordability checks and credit approval.
Space for your next chapter.RENTFLEX / SOUTH AFRICA
A home, with more flexibility.Move in immediately, pay over time.
No RentFlex fee for tenants or agenciesLandlord receives payment upfrontYour lease stays the sameRepay over time
Make room for life
Big moving costs.
More manageable payments.
For tenants who can afford their rent and want more flexibility with the costs around it.
Your first month’s rent
Bring the upfront cost of a move into an agreed repayment plan, subject to approval.
An occasional rental payment
Apply to finance a qualifying future rental payment when needed. Each application is assessed for affordability.
How it works
A simple journey.
Clear responsibilities.
Get approved for your rental
Complete your agency or landlord’s normal rental application and affordability process.
Choose RentFlex
Come to RentFlex to apply for an eligible rental cost. Neither you nor your agency pays a RentFlex application or service fee.
Complete your application
Provide the required information and documents through a simple digital journey.
Credit assessment
The lending partner checks affordability, underwrites the application and makes the credit decision.
Payment is made
We arrange payment of your approved rental costs upfront through our lending partner to the landlord, agency or relevant trust account. Your lease stays the same.
Repay over time
Repay the financed amount over time under a separate credit agreement. Any lender interest and fees are disclosed before you commit.
FOR ESTATE AGENCIESTenant approved.
Tenant approved.
Next stop,
move-in day.
Rental approved → RentFlex offered
Lender assesses → Payment made
Fits the way you already work
Help more approved
tenants move in.
There are no RentFlex service or application fees for your agency or the tenant. Keep your normal screening and lease process, then refer an approved tenant to us. We arrange payment of approved rental costs upfront through our lending partner, and the tenant repays over time.
- No RentFlex fee for your agency or the tenant
- No need for your agency to provide credit
- Your lease stays the same; the landlord gets paid
BETTER, TOGETHER
Built to meet tenants
where renting happens.
We’re building partnerships across lending, property and payments to embed rental finance into the existing rental journey.
Estate agenciesProperty platformsLending partnersProperty managers
Explore partnerships A little more clarity
Your questions,
answered.
Do tenants or agencies pay RentFlex?
No. Tenants and agencies pay no application or service fee to RentFlex. An approved tenant still repays the financed rental costs over time. Any interest or fees charged by the lending partner will be disclosed in the separate credit agreement before the tenant commits.
What is RentFlex?
RentFlex is a rental-finance product being developed to help eligible South African tenants spread qualifying rental costs over time.
What rental costs can I finance?
The proposed product covers rental deposits, first month’s rent and an occasional future rental payment. Availability and eligibility will depend on the lending partner’s final product terms.
Who provides the credit?
Credit will be provided by appropriately authorised lending partners. We are currently engaging prospective partners ahead of our pilot; no lending partner is being announced at this stage.
Does applying guarantee approval?
No. Every credit application will be subject to affordability checks, underwriting and the lending partner’s approval.
Does the landlord need to change the lease?
No changes to the normal lease are required. The tenant’s finance agreement is separate from the lease. The landlord receives the approved deposit or rental payment upfront through the normal payment arrangements, and the tenant’s lease obligations stay the same.
How does RentFlex work for estate agencies?
The agency pays nothing to RentFlex. After its normal tenant approval, it refers the tenant to us. We coordinate the application, the lending partner assesses credit, and approved rental costs are paid upfront. The tenant repays over time under a separate finance agreement.
How long can repayments be spread over?
Repayment periods, interest and fees will depend on the lending partner, affordability assessment and individual credit agreement. Final terms will be disclosed before a tenant commits.
When does the landlord receive payment?
For an approved financed cost, payment is made upfront once all credit and transaction requirements are met. RentFlex does not guarantee every future rent payment.
Is RentFlex available yet?
We are preparing for our initial pilot launch. Join the waitlist or enquire about becoming a pilot partner. Credit applications are not open yet.
A more flexible way to rent
Your next move.
A little more breathing room.
Preparing for our initial pilot in South Africa.